# You Can Now Use Your HSA/FSA Funds to Buy a Fitbit Air

Fitbit Air just became eligible for purchase with health savings accounts and flexible spending accounts. This means families can now use pre-tax dollars to buy the new fitness tracker, making it more affordable than paying out of pocket.

Health savings accounts (HSAs) and flexible spending accounts (FSAs) let workers set aside pre-tax money for qualified medical expenses. The IRS expanded eligible purchases years ago to include fitness devices that track health metrics like heart rate, steps, and sleep. Fitbit Air qualifies under these rules because it monitors wellness data relevant to preventive care.

The practical benefit is real. If you're in the 22 percent federal tax bracket and use $299 for an HSA purchase instead of after-tax income, you save about $66 before state taxes. An FSA offers similar savings, though FSAs have use-it-or-lose-it rules that expire at year's end (or with a grace period).

Fitbit Air tracks daily activity, heart rate patterns, sleep quality, and exercise. Parents monitoring their own fitness can now fund the purchase through accounts meant for health expenses. The device integrates with the Fitbit app for progress tracking and pairs with Google Fit.

Not every wearable qualifies. Only devices that specifically measure and record health data count. Smart watches without health tracking features don't qualify. Check with your plan administrator before purchasing, as eligibility rules vary by employer plan.

This eligibility applies to both individual and family HSA plans. Spouses can each use their own accounts, and some plans let parents purchase devices for adult children on family coverage.

The Fitbit Air launch makes fitness tracking more accessible for budget-conscious families. Using HSA/FSA funds turns a health expense into a tax advantage. Parents already planning to track